Address Verification

Digital validation: GIS mapping, satellite triangulation

Physical validation: via verified field agents with timestamped geotag capture

Supporting documents: tenancy agreements, utility bills, property images

Location History & Movement Tracking

AI-powered risk assessment and scoring system

90-day to 12-month historical location patterns via mobile or GPS

Alert triggers for location anomalies (e.g., sudden relocations)

Behavioral patterns for fraud, agent performance, or customer risk

Asset & Premise Verification

Property ownership lookup or proof of occupancy

Residential, commercial, and undeveloped land asset tagging

Geo-tagged photos, timestamped reports, and structured metadata

Change Notification Engine

Real-time alerts to clients when a verified address is updated

Option to auto-trigger re-verification workflows

Useful for compliance rechecks or insurance policy reviews

Transaction Monitoring Engine

Rule-based and AI/ML anomaly detection

Support for real-time, batch, and streaming data

Fraud scenario templates (e.g., smurfing, structuring, duplicate accounts)

AML & CTF Compliance

Name screening: OFAC, UN, EU, and national sanctions

Behavioral profiling and customer segmentation

Real-time alerts for suspicious transactions (STR) and large transactions (CTR)

Risk Scoring & Analytics

Dynamic customer risk scores updated with every transaction

Risk-based segmentation (low, medium, high)

Customizable scoring models per market or regulator

Automated Regulatory Reporting

STR/SAR generation with export to regulator-ready formats

Case management system for audit trail and decisions

Dashboard for compliance teams to review alerts, update status, and collaborate

Identity & Document Verification

Real-time OCR and AI parsing of NIN, voter card, passport, driver’s license, etc.

Advanced forgery detection (hologram, font, texture, tampering)

Cross-validation against government and third-party registries

Biometric Authentication

Passive and active liveness detection (blink, motion, depth)

Facial matching with ID photos and government databases

Voiceprint authentication (optional)

Video KYC

Live agent-assisted or automated KYC via selfie video

Includes document display, speech prompt, and dynamic verification cues

Ideal for high-risk onboarding or jurisdictions requiring visual verification

Business Identity Verification (KYB)

Corporate registration check: RC, CAC, RDB, or CIPC lookup

Ultimate Beneficial Owner (UBO) discovery

TIN, VAT, and shareholder verification

Director identity linkage (cross-referenced with Autheo’s KYC data)

Compliance Screening

PEP, Sanctions, and AML screening

Regulator blacklists and adverse media checks

Risk rating engine with customizable thresholds

Director identity linkage (cross-referenced with Autheo’s KYC data)