Insurance
Secure Digital Insurance with Intelligent Identity Verification
Insurance providers must balance fast policy issuance with fraud prevention and regulatory compliance. Identity fraud, fake claims, and policy manipulation are increasingly common across the insurance industry.
Industry Challenges
Insurance providers face a growing range of operational and fraud-related risks that demand robust, intelligent verification across the entire policy lifecycle.
Fraudulent Insurance Claims
Organized fraud rings submit fabricated or inflated claims, costing insurers billions annually and driving up premiums for genuine policyholders.
Fake Identities at Policy Purchase
Synthetic and stolen identities are used to obtain coverage that would otherwise be declined, creating significant underwriting exposure from the outset.
Identity Impersonation During Claims
Third parties pose as legitimate policyholders to collect payouts — a risk especially prevalent in life insurance, annuity, and health claim scenarios.
Policyholder Address Verification
Address fraud enables premium manipulation and distorts risk profiles, making accurate geographic underwriting nearly impossible without automated checks.
Slow Manual Verification
Paper-based and manual workflows inflate processing times, raise operational costs, and create friction that pushes customers toward competitors.
Rising Compliance Obligations
Evolving AML, KYC, and data privacy regulations require insurers to maintain rigorous documentation and audit trails across every customer touchpoint.
Key Use Cases
From onboarding to claims settlement, Agregar's verification solutions address the critical identity and compliance touchpoints that matter most to insurance providers.
Policyholder Onboarding
Verify policyholder identities during policy purchase through biometric and document verification. Agregar supports 20+ ID types, real-time face matching, and Video-KYC enabling insurers to onboard customers remotely while maintaining accuracy, security, and full regulatory compliance.
- ID Verifications Supporting 20+ ID Types
- Real-Time Biometric Face Matching
- Video-KYC for Remote Policy Issuance
Claims Identity Verification
Ensure that individuals submitting claims are legitimate policyholders. Agregar cross-references biometric data and government-issued documents against existing policy records in real time, preventing impersonation and reducing fraudulent payout exposure.
- Real-Time Identity Cross-Referencing Against Policy Records
- Biometric Liveness Detection to Prevent Impersonation
Address Verification
Confirm residential addresses used for underwriting risk assessments. Agregar validates policyholder addresses against authoritative data sources, reducing premium manipulation, improving geographic risk accuracy, and supporting AML compliance obligations.
- Authoritative Address Validation Against Official Records
- Geographic Risk Profiling for Accurate Underwriting
- AML and Compliance-Ready Address Audit Trails
Solutions for Insurance Industry
Autheo
Autheo provides secure identity and video verification for policyholder onboarding, claims identity verification, and biometric authentication, helping insurers streamline customer verification and reduce fraud.
Geofy
Discover how Agregar's AI-powered insurance verification solutions can transform your business. Book a demo today and see the future of trust in action.
